LeanpayInfo

Features:

  • Interest rate: from 7.25%
  • Approval fee: up to 2.5%
  • Risk assessment fee: 4.5%
  • Number of servings: 3, 6, 12, 24, 36, 48, 60, 72, 84
  • Minimalni znesek kredita: 50,00 EUR
  • Maximum credit amount: EUR 12,000.00 (EUR 5,000.00 for online purchases)
  • Immediate payment upon purchase: 0 EUR
  • Loan repayment method: SEPA direct debit

You pay the cost of the risk assessment in monthly installments. The EOM may change if certain data used to calculate it changes.

Basic conditions:

  • citizenship of the Republic of Slovenia;
  • permanent residence in the Republic of Slovenia;
  • age at approval between 18 and 73 years;
  • regular monthly income (all forms of employment except student work);
  • positive credit rating or established creditworthiness.

What do I need?

  • smartphone;
  • tax number;
  • ID card;
  • personal bank account number;
  • in case of a larger purchase, a valid credit card.

Advantages:

  • concluding installment payments online or in a branch;
  • response on approval or rejection immediately;
  • without additional documentation;
  • without visiting the bank;
  • no hidden costs;
  • a payment plan of your choice;
  • up to EUR 5,000 and up to 48 installments.

How does it work?

  1. Choose Leanpay installment payment
    Ob zaključku nakupa v spletni trgovini ali v poslovalnici izberete način plačila na obroke Leanpay.
  2. You are waiting for approval.
    The process takes no longer than 4 minutes. The Leanpay system decides on the approval of the loan based on the collected data and data obtained from the central credit register SISBON. The approval of the loan depends on the borrower's current indebtedness and their demonstrated payment discipline.
  3. Complete your purchase
    You choose the number of installments that suits you best. You sign the credit agreement in digital form and receive it to the email address you provided. You can also view the credit agreement, general terms and conditions and privacy policy in your personal portal Moj Leanpay. You will receive a link to access the portal in an SMS message and email after completing your purchase. You will receive a verification form by mail, which you will fill out together with the postman.
  4. Settled liabilities
    You will be notified of your payment in a timely manner each month.

Leanpay has received a license from the Ministry of Economic Development and Technology for consumer lending in the Republic of Slovenia (license number: 323-8/2018/9).

In accordance with the General Terms and Conditions, Leanpay may request the following evidence from the borrower at any time:

  • a copy of the monthly bank statement, which must show the inflow of salary in the past 3 months, or an original statement of turnover on the personal transaction account from the e-bank application, which clearly shows the specified data
  • or bank confirmation of the inflow to the personal transaction account from salary for the past 3 months
  • or employer's certificate of salary paid (payslips) for the past 3 months

Read more:

For all additional information, call 031-599-001 or:

  • For all additional information, call 031-599-001 or:
  • on Saturdays between 08:00 and 12:00;
  • or write to zob.urska@amis.net

Help and support is also available directly from Leanpay at 064 260 845.